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Easy finance from a range of providers |
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FOW Warranty Peace of mind motoring |
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GAP/VRIP Vehicle asset protection |
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Auto Glym Brilliant paint protection |
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FREE insurance 7 day driveaway |
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Authorised and regulated by the F.S.A (FSA number 306676) |
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SAF Approved Finance specialists |
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| Different finance providers |
As licenced credit brokers, Fords of Winsford have access to a wide range of finance products and finance providers so that you can be sure of getting a finance deal to suit you.
All of our sales staff are FSA trained and qualified to answer any questions you may have about arranging finance and paying for your new vehicle. You may be offered finance with different providers at different rates and repayment terms, depending on your position, which means you're always getting the best deal we can offer!
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| Work out what you can afford |
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| Different finance products |
We offer two main types of finance package - "traditional" HP and Fords Personal Contract Plan (PCP).
- With an HP deal, you borrow the amount required to buy your car, and repay a fixed amount over a period of time. At the end of the term, there is no balance to pay, and the vehicle is yours
- With PCP, you are offered a guaranteed future value for your new car and borrow only the difference between the cost price and this amount. At the end of the term you can pay the balance and keep the car, or return the vehicle and change it for a newer one! Because of the smaller loan amount, PCP deals generally work out to have lower monthly repayment options.
This is a great product if you like to change your car on a regular basis
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| Hire Purchase (HP) explained |
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Hire Purchase (HP) is the easy, traditional way to purchase your vehicle. Simply put, a repayment plan is arranged, you pay the same amount over a fixed term, and when all the payments have been made, the car is yours to keep!
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| Personal Contract Plan (PCP) explained |
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Personal Contract Plan is perfect for anyone who likes to change their car regularly. At the start of the agreement, a guaranteed future value of your vehicle is agreed. Because you're only repaying only the difference between the purchase price and the future value, your monthly repayments are lower too!.
At the end of the term you can settle the balance (pay the "balloon" payment) and keep the car, return the car to FOW, or exchange it for a newer vehicle!
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| At the end of the agreement | Benefits of PCP |
- Hand the car back to the finance company
- Part-exchange it for another
- Pay the remaining lump sum and the vehicle becomes yours
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- Low deposit and lower monthly payments
- You can afford a better car for a lower fixed monthly payment over a shorter term.
- Guaranteed future value eliminates risk of negative equity and protects against deprecation.
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All vehicle statistics and technical data is sourced from third parties and is for guidance only.
Alternative finance deals are available. Fords of Winsford are licensed credit brokers and finance is subject to status. All finance weekly and monthly figures shown are for guidance only and all finance and finance availability is subject to terms and conditions. Applicants must be 18 years of age or older to apply for credit. Weekly payments shown are equivalent payments for comparisons only. Any financial payments stated do not constitute an offer of finance and should be considered there for comparison purposes only. Unless stated otherwise, financial examples assume a £250 deposit, a part exchange vehicle worth 20% of the purchase price and 8,000 miles per annum. Written details are available on request.
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